Learn the Basics of Vehicle Financing

What can I afford? Should I buy or lease? How do I get financed? If you’ve never financed before or if you just want to learn more about vehicle financing, you will find the answers you are looking for here.

Learn the Basics ›

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Before You Apply: Consider Taking a Credit Test Run

Figure out your best route for obtaining vehicle financing;

either:

  • Applying online
  • Applying at a dealership
  • Or discussing options with a dealer

Click “Learn More” to get started and find out the best route for you!

Click to Learn More ›


To Apply Now for Online Credit

This is an actual credit application. Before applying online, you should understand how credit works, have good credit and have different types of financing experiences. Applying online also means you’re authorizing us to run a credit report on you. If you’re unsure about any of this, we recommend taking the Credit Test Run. It will help you decide if you’re ready to apply online or if applying at a Ford and/or Lincoln dealership is best for you.

To Apply for Credit ›


Welcome to the Ford Credit Financing Guide

Whether you’re looking for a new vehicle or just looking to understand the financing process, we’re ready to help. Start by exploring the basics of vehicle financing or take a credit test run.

Already Applied for Credit? Retrieve your credit decision

  • Learn the Basics of
    Vehicle Financing
  • Before You Apply:
    Consider Taking a Credit Test Run
  • To Apply for Credit